Tax sale notice must be mailed to anyone who filed which notice for foreclosure?

• A. 3 year notice
• B. 5 year notice
• C. 7 year notice
• D. 10 year notice

Answer: (B)

Notice must reach those who’ve already taken formal steps in foreclosure, specifically anyone who filed a notice of foreclosure within a defined look-back period. The five-year window is the period used in this rule because it captures all parties whose foreclosure action is still recent enough to matter and who therefore have a continuing interest in the property. Sending the tax sale notice to them protects their rights and ensures they have a chance to respond or take action before the sale.

The other time frames don’t fit this rule because they either would miss people with active, ongoing foreclosure actions (too short a window) or would unnecessarily extend to parties whose foreclosure activity is too old to be relevant for the current sale (too long a window).